Heather Majka, formerly Director of Senior Financial Group, starts her own company - Citizens Insurance Solutions.
After 13 great years building infrastructure, writing operational procedures, training agents, building systems, generating leads, and building relationships for someone else, I decided to leave what was once my dream job, to start my own business. It was definitely long over do that I focus on building relationships and doing things my way.
I always dreamed of spending more time focusing on relationships and connecting with people and with my former job I had too many demands to really do that. Now as a sole proprietor I choose what is important and how to spend my time, serving the community! Join me in ensuring that everyone who asks gets the help they need to cover their healthcare costs, provide peace of mind, focus on health, and feel good about their finances. We make things easy and simple and ensure that everyone knows they deserve protection.
This year there are big changes that could cost you $$$$. I have seen as much as a $35,000 savings just from reviewing the changes in the plan that are not obvious. Please call or email me and I can help you determine if you are right were you need to be or give you some options to consider if you would like or need be. This 2 minute video explains what I mean and so does this picture below!
Even though the donut hole/coverage gap is closed?
That is right, you would think since the coverage gap is closed in 2020 that beneficiaries would pay the say costs out of pocket during their initial coverage phase as in the coverage gap since they will not have to pay more than 25% of the costs of prescription drugs. It turns out that is incorrect! It depends on the medications that you are on! Don't worry, I can help you see how you will be personally affected in 2020. For more information see this article: https://www.kff.org/medicare/issue-brief/how-will-the-medicare-part-d-benefit-change-under-current-law-and-leading-proposals/
Heather Majka, Certified Social Security Claiming Strategist, Owner of Citizens Insurance Solutions
With over 25 years of industry experience, Heather is a subject matter expert. Heather has two adult children serving in the US military (Naval Aircrew and US Army). Heather's husband is a US Army SNIPER Veteran that served during Desert Storm. Heather has is a native New Yorker who has lived in Virginia, Texas, Florida, and now lives in Tennessee.