Why Dental Care and Dental Insurance is ImportantThe history of dentistry dates back to the 1630s, but it wasn't until the 1840s that dental school was introduced. Therefore, for 210 years, the person you were referred to as your barber was also your dentist. As a result of their lack of training and inadequate equipment, they caused more harm than good. The only treatment provided at the beginning of dentistry was extraction of the tooth, which was then followed by infection. The dentists did not realize that there could be a lot more done than just pulling out teeth. There has been an evolution not only in dental care but also in dentists themselves. Dentists all over are changing peoples lives.
In 2022, we currently have six main different specialties of dentistry; orthodontist, endodontist, oral surgeon, pedodontist, periodontist. After two years of working in the dental field, serving active duty soldiers, I have realized that many people are unable to receive dental care due to high dental insurance costs or the fact that they were not taught how to brush and floss their teeth as children. This can result in trauma for the person, and after they become adults, they have little interest in maintaining their oral health. Consequently, people develop periodontal disease and cavities, which are the two most prevalent dental diseases. In the case of front teeth that are visible when smiling, these diseases can eventually lead to extractions. In this case, the missing tooth will have to be replaced with an implant so an artificial tooth can be used in its place. Depending on the complexity of the process, it can cost up to $3,000 per person. Dental work can be extremely expensive, as shown in that example, as expensive as it is it really can be life changing to have a brand new smile. We at Citizens Solutions Insurance want you to have the best dental plan possible and we want you to have your life changing smile, so in the event of something like that we will have you covered. To suit your needs, we offer a wide variety of options.
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Cola Changes in 2023What is COLA and why is it important? The cost of living adjustment, or COLA, is a social security benefit that fluctuates with inflation. It ensures that retirees can live comfortably instead of living paycheck to paycheck. The big changes in 2023. A visit to the grocery store in the last 6 months will reveal a large increase in the cost of basic groceries like bread, milk, rice, and butter. With a 6.3% inflation rate in 2022, that is the highest it has ever been in over a century. Due to this, COLA benefits are the highest they've ever been, increasing by 8.7%. To read more about COLA changes in 2023 you can read about here: If you are interested in learning more about your social security benefits, you can also contact us!
Although it is not absolutely necessary the VA STRONGLY encourages you to sign up for Medicare Part B. You may also want to consider getting a Medicare Advantage or Supplement plan as well. This is especially the case for veterans that are NOT in priority group 1. There is no guarantee that Congress will approve VA funds to treat Veterans for Priority Groups 2-8.
Here are just a few reasons why Veterans may consider enrolling in a private Medicare Supplement or Advantage Insurance Plan:
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