Even though the donut hole/coverage gap is closed?
That is right, you would think since the coverage gap is closed in 2020 that beneficiaries would pay the say costs out of pocket during their initial coverage phase as in the coverage gap since they will not have to pay more than 25% of the costs of prescription drugs. It turns out that is incorrect! It depends on the medications that you are on! Don't worry, I can help you see how you will be personally affected in 2020. For more information see this article: https://www.kff.org/medicare/issue-brief/how-will-the-medicare-part-d-benefit-change-under-current-law-and-leading-proposals/