Even though the donut hole/coverage gap is closed?
That is right, you would think since the coverage gap is closed in 2020 that beneficiaries would pay the say costs out of pocket during their initial coverage phase as in the coverage gap since they will not have to pay more than 25% of the costs of prescription drugs. It turns out that is incorrect! It depends on the medications that you are on! Don't worry, I can help you see how you will be personally affected in 2020. For more information see this article: https://www.kff.org/medicare/issue-brief/how-will-the-medicare-part-d-benefit-change-under-current-law-and-leading-proposals/
Heather Majka, Certified Social Security Claiming Strategist, Owner of Citizens Insurance Solutions
With over 25 years of industry experience, Heather is a subject matter expert. Heather has two adult children serving in the US military (Naval Aircrew and US Army). Heather's husband is a US Army SNIPER Veteran that served during Desert Storm. Heather has is a native New Yorker who has lived in Virginia, Texas, Florida, and now lives in Tennessee.