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Heather Majka creates Citizens Insurance Solutions and is a sole proprietor as of June 2019.10/27/2019 Heather Majka, formerly Director of Senior Financial Group, starts her own company - Citizens Insurance Solutions.After 13 great years building infrastructure, writing operational procedures, training agents, building systems, generating leads, and building relationships for someone else, I decided to leave what was once my dream job, to start my own business. It was definitely long over do that I focus on building relationships and doing things my way.
I always dreamed of spending more time focusing on relationships and connecting with people and with my former job I had too many demands to really do that. Now as a sole proprietor I choose what is important and how to spend my time, serving the community! Join me in ensuring that everyone who asks gets the help they need to cover their healthcare costs, provide peace of mind, focus on health, and feel good about their finances. We make things easy and simple and ensure that everyone knows they deserve protection.
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This year there are big changes that could cost you $$$$. I have seen as much as a $35,000 savings just from reviewing the changes in the plan that are not obvious. Please call or email me and I can help you determine if you are right were you need to be or give you some options to consider if you would like or need be. This 2 minute video explains what I mean and so does this picture below!  Even though the donut hole/coverage gap is closed?That is right, you would think since the coverage gap is closed in 2020 that beneficiaries would pay the say costs out of pocket during their initial coverage phase as in the coverage gap since they will not have to pay more than 25% of the costs of prescription drugs. It turns out that is incorrect! It depends on the medications that you are on! Don't worry, I can help you see how you will be personally affected in 2020. For more information see this article: https://www.kff.org/medicare/issue-brief/how-will-the-medicare-part-d-benefit-change-under-current-law-and-leading-proposals/   In just five minutes or less you can start a personal and secure Medicare.gov account. By why you ask would you make yet another username and password and place to log into. Well there are a few really good reasons.
Here at Citizens Insurance Solutions, we are dedicated to help make your life easier as you relax knowing you got the coverage you needed and wanted. Learn the steps here Watch this one minute video. There are NO Hidden Costs & You do NOT pay more to work with an Agent!
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 | People do not accidentally become successful, happy, or wealthy. These realities take planning, and your financial freedom is no exception. When my husband and I started this business we wanted people of all walks of life and income brackets to know that we can make health and life insurance easy and affordable for everyone. That is a big deal and believe me we know. I was too overweight and sick to get insurance for the two decades. I could have never imagined as someone who went without health insurance for 7 years in my 30's and never went to the doctors would have developed serious health issues, but I did. When I first spoke with my husband (when we were dating) about life insurance he thought it was silly to buy life insurance for himself and on his children since he was so young and so were they (he was in his mid thirties at the time). Suddenly a seventeen-year-old child in his family died instantly in a car accident. Everyone in the family realized the necessity of a life insurance at an unfortunate time. They had to borrow money, do a GoFundMe page, and finance a burial for this unexpected death. Would you drive to the beach without filling your car up with gas? Would you leave the house all day without your wallet or lunch? NO because if you do, you know you will be miserable and risk not making it to your destination as planned. Let our family help you avoid these feelings by making planning easy and affordable, regardless of your budget. Give yourself and family the ultimate gift and create a tradition in your family. Remember we are not guaranteed tomorrow, so do not procrastinate! |
